Resources
PIP, MedPay, and how care gets paid for after a Florida auto accident — explained in plain language.
Consistent pain and functional documentation is what turns a recovery into a defensible PIP medical record — and what gives your physician the data to manage care. Here is how the 0–10 and VAS pain scales work, what PT progress notes capture, and why it matters in Florida.
By Dr. Sam Rose, PT, DPT · Clinical Director, PT Near Me
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What in-home physical therapy actually costs Florida patients across PIP, MedPay, Medicare, and cash-pay — with realistic out-of-pocket ranges and the rules that decide which one applies to your case.
By Dr. Sam Rose, PT, DPT · Clinical Director, PT Near Me
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Florida House Bill 837, signed in March 2023, cut the statute of limitations for most personal-injury lawsuits from four years to two. If you were injured in a Florida car accident on or after March 24, 2023, you now have two years from the date of the crash to file suit — not four. That shorter clock makes timely medical care and documentation more important than it used to be.
By Dr. Sam Rose, PT, DPT · Clinical Director, PT Near Me
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Florida's 14-day rule says an injured driver, passenger, or pedestrian must receive initial medical care within 14 days of a crash, or PIP benefits are forfeited entirely. Here's exactly what counts, who can provide that care, and what happens if the window closes.
By Dr. Sam Rose, PT, DPT · Clinical Director, PT Near Me
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Yes — Florida Personal Injury Protection (PIP) covers medically necessary physical therapy after a car accident, but only if the patient is first evaluated by a qualifying provider within 14 days of the crash. Here's what that means in practice.
By Dr. Sam Rose, PT, DPT · Clinical Director, PT Near Me
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Each condition page summarizes the clinical evidence, typical recovery timeline, and PIP / MedPay coverage — all sourced from peer-reviewed guidelines and U.S. government health data.
