In-home care across 50+ Florida counties
Auto Accident Physical Therapy in Florida
A licensed Florida physical therapist comes to your home after a crash — one-on-one care, billed through your auto insurance.

What auto accident physical therapy involves
If you have never had physical therapy, the first visit is mostly measuring and listening. Your therapist asks how the crash happened, where you were sitting, what hurt at the scene, and what hurts now that a few days have passed. Then they check the things pain hides: how far your neck, back, shoulder, or knee actually moves, how much strength you can produce without flaring up, how you walk, and which everyday movements set the pain off. Those numbers become your starting line, and they go in your medical record.
Treatment usually has three parts. Hands-on work — the manual therapy part — is your therapist using their hands to settle guarded muscle and free up joints that have stopped moving well since the collision. Exercise is added in graded steps: easy motions first, then gentle loading, then the harder movements your day actually demands, like lifting a toddler or turning your head to change lanes. Each visit builds on how the last one felt rather than following a fixed script.
The third part is yours. You leave with a short home program — usually a handful of movements, not an hour of homework — because what you do between visits is what holds the progress. Your therapist shows you each one, watches you do it, and writes it down before they leave. Visits continue on a schedule you both agree on, with your progress re-measured along the way and reported back to your physician.
Why in-home after a crash
Your home is the clinic
Crash injuries make driving miserable. Instead of arranging rides to a clinic, you open your front door and the visit starts.
The hour belongs to you
No rotating between machines while a therapist juggles other patients. Hands-on time, coaching, and exercise all happen with you.
Nothing to pay at the visit
We bill your auto insurance for crash-related care, so most patients hand over no payment at the door and get no bill afterward.
One familiar clinician
The therapist who measures you on day one keeps treating you, so nobody has to re-explain the crash or start the plan over.
Injuries we treat after a crash
Each guide explains the injury, what therapy looks like for it, and when to call your physician instead.
- Whiplash & neck painThe neck stiffness that usually shows up a day or two after a rear-end hit, not at the scene.Read the guide
- Low back painAching or spasming across the belt line that makes sitting, standing up, and sleeping hard.Read the guide
- Herniated discPain that travels down an arm or leg, often with pins and needles or a weak-feeling limb.Read the guide
- Shoulder injuriesTrouble lifting, reaching overhead, or sleeping on the side you braced against the wheel.Read the guide
- Knee injuriesSwelling, giving way, or pain on stairs after the knee struck the dash or console.Read the guide
- ConcussionHeadaches, dizziness, or foggy thinking that make screens, noise, and busy rooms exhausting.Read the guide
- FracturesRebuilding motion and strength after a broken bone has been casted, pinned, or plated.Read the guide
- Post-surgical recoveryGuided rehab in the weeks after crash-related surgery, before you are cleared to drive.Read the guide
How your auto insurance pays for it
Standard Florida auto policies include coverage for medical care after a crash, and that is what pays for this. We bill your auto insurance for crash-related care, and we do not bill regular health insurance or Medicare. Coverage is verified before your first visit is scheduled, so you know where you stand before anyone knocks on your door.
One rule matters more than the rest: Florida requires an injured person to be seen by a qualifying medical provider within 14 days of the crash. Missing that window can end coverage for crash-related care, which is why our intake team asks for your crash date first and prioritizes anyone close to the deadline. If coverage runs out before your plan of care is finished, we talk it through with you before any further visits happen.
More on coverage and scheduling in our frequently asked questions and our guide to what in-home PT costs in Florida.
What the first visit looks like
- 1
Someone sends us your information
Your physician's office, a family member, or you can start it. A phone call, our online form, or a fax all work the same way.
- 2
We call you back
A coordinator confirms your address, your injuries, and the times of day that actually work for you.
- 3
We check your auto insurance
We confirm the crash-related coverage on your policy before anyone schedules a visit, so there is no billing surprise later.
- 4
We match you with a therapist near you
You get a licensed clinician who already covers your area, which is what keeps scheduling flexible.
- 5
Your first visit at home
The therapist brings a mat and equipment, asks about the crash, measures your motion and strength, and treats you that same visit.
- 6
You leave with a plan
Before the therapist goes, you have a short home program, a visit schedule, and a copy of the plan goes to your physician.
Where we treat patients
Our clinicians cover 50+ Florida counties, from the Panhandle through South Florida. Start with the full list of service areas to find your city, or jump straight to your county:
Questions patients ask us
- How soon after the crash should I start physical therapy?
- Sooner is easier on you, because stiffness and guarded movement build up over the first weeks. Florida also requires an injured person to be seen by a qualifying medical provider within 14 days of the crash to keep crash-related coverage available. Once a complete referral reaches us, patients are typically seen at home within 48 hours.
- Do I need a physician referral before you can come out?
- A physician referral is the most common way patients reach us, and it keeps your medical record consistent. You can also call us yourself and we will walk you through what is needed and coordinate with your physician's office. Our intake team tells you exactly what is missing rather than leaving you guessing.
- What if I am still in a lot of pain — is it too early for therapy?
- Being sore is not a reason to wait. The first visit is mostly an evaluation, and treatment is matched to what you can tolerate that day, which may be gentle hands-on work and small ranges of motion. Your therapist adjusts each visit based on how the last one felt.
- How long does a course of care usually run?
- It depends on the injury, so nobody should promise you a date. Plans of care are written in weeks of visits with goals attached, your progress is re-measured as you go, and the plan is adjusted or discharged based on those measurements. Your therapist explains where you stand at each re-check.
- What happens if I move or travel in the middle of my care?
- Tell your coordinator as early as you can. Because our clinicians cover 50+ Florida counties, care can often continue at a new Florida address with the plan intact. If you will be away for a stretch, we adjust the schedule and send you a home program to hold your progress.
- What equipment does the therapist bring into my home?
- A portable treatment mat, hands-on therapy tools, resistance bands, and balance equipment — enough to run a full session in a space about the size of a yoga mat. You do not need to buy or rent anything. Your living room floor, a bedroom, or a porch is plenty of room.
Ready for a therapist to come to you?
Send us your information and our intake team takes it from there — coverage check, scheduling, and a licensed therapist at your door.
